Retirement Kelly's Tax and Accounting Service in Lakewood, WA Retirement Tax Planning Retirement Planning Articles Health care issues Buying supplemental health insurance--Medigap Coordinating long-term care insurance with government benefits Health insurance in retirement Medicare Should you buy long-term care insurance? Understanding long-term care insurance Housing issues Housing options for older individuals Your home as a source of dollars in retirement Saving for retirement Annuities and retirement planning Borrowing or withdrawing money from your 401(k) plan Choosing a beneficiary for your IRA or 401(k) Closing a retirement income gap Deciding what to do with your 401(k) plan when you change jobs Estimating your retirement income needs Evaluating an early retirement offer Retirement planning--the basics Saving for retirement and a child's education at the same time Taking advantage of employer-sponsored retirement plans Understanding defined benefit plans Understanding IRAs What to do after you've been automatically enrolled in your company's retirement plan Decision Tools 401(k) plans 401(k) plans Individual 401(k) Illustration Should you save in a 401(k) or a Roth IRA? Health care issues Medicaid eligibility for nursing home care Medicare figures at-a-glance Medicare, Medigap, and Medicaid IRAs Comparison of traditional IRAs and Roth IRAs IRA eligibility flowchart: 2004 IRA eligibility flowchart: 2005 Roth IRA future value calculator Roth IRA: how much can you contribute in 2004? Roth IRA: how much can you contribute in 2005? Traditional IRA future value calculator Traditional IRA required minimum distribution illustrator Traditional IRA: how much can you contribute and deduct in 2004? Traditional IRA: how much can you contribute and deduct in 2005? Retirement planning basics Building an investment portfolio Consumer price index inflation calculator Growth of annual deposits calculator How taxation can affect your retirement funds Investing for retirement Net worth calculator Personal cash flow worksheet Saving for your retirement What is your risk tolerance? FAQs Employer-sponsored retirement plans Can I roll a retirement plan distribution into an IRA? Can I still have a traditional IRA if I contribute to my 401(k) plan at work? Does the federal government insure pension benefits? How can I plan for retirement if my employer doesn't offer retirement benefits? I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement? My company has a profit-sharing plan. How do these plans work? Should I contribute to my 401(k) plan at work? Should I use my 401(k) to fund my child's college education? What are my options if I inherit an IRA or employer-sponsored plan? What does the term "qualified plan" mean? What is vesting? Evaluating an early retirement offer Should I accept my employer's early retirement offer? Health care issues Can I deduct premiums paid for long-term care (LTC) insurance? How can I pay for nursing home care? How can I tell if a nursing home provides high-quality care? How do I enroll in Medicare? How does Medicare+Choice work? Should I buy long-term care insurance? What is long-term care insurance? What is Medigap? Housing issues I'm having a hard time selling my home. Should I take out a reverse mortgage? I'm retired now and own my home outright, but I need money to live on. How can I use my home to raise some money without selling it? My husband just died. Should I accept my daughter's offer to move in with her? IRAs Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA? Can I contribute to a Roth IRA? Can I roll a retirement plan distribution into an IRA? Can I set up a traditional IRA? Can I shift my traditional funds to a Roth IRA? Can I still have a traditional IRA if I contribute to my 401(k) plan at work? Can I take money from my IRA without any penalty? I need money--can I take funds from my IRA? It's January, and I forgot to contribute to my IRA. Is it too late? Should I invest in a Roth IRA or a traditional IRA? Should I withdraw money from my IRA to pay for my child's college tuition? What are my options if I inherit an IRA or employer-sponsored plan? What are required minimum distributions and how are they calculated? What are the rules for IRA contributions? What's a premature IRA distribution, and what happens if I make one? Saving for retirement How aggressive should I be when I invest for retirement? How can I plan for retirement if my employer doesn't offer retirement benefits? How can we possibly save for retirement and our child's college education at the same time? How late is too late to start saving for retirement? How much money should I save for retirement? How should I structure my retirement portfolio? I think it's time to start planning for retirement. Where do I begin? What are catch-up contributions? What should I do if I determine that my income during retirement won't be enough to meet my retirement expenses?
